Andreas Pratz

Andreas Pratz


Andreas Pratz is a Partner at Strategy& Germany, PwC’s strategy consulting business, based in Munich. He is a member of our Financial Services team and an expert in the area of retail banking, the payments industry and asset management.

His broad functional perspective allows to serve clients on growth strategies as well as digital business models in the areas of banking and digital payments. Andreas’ experience covers strategy and transformation projects for retail banks, FinTechs and the payment industry on a global level.

His key areas of expertise include:

  • Helping the payments industry navigate all the opportunities in between technological advances and regulatory constraints
  • Bringing the way we pay into the digital age
  • Mastering strategic challenges
  • Asset management
  • Organizational transformation

Andreas Pratz brings more than 20 years of consulting and industry experience, including a partner position in the Financial Institutions Group at A.T. Kearney. Before working as a consultant, he started his career at a leading German bank. He studied Business Administration and IT at the University of Bamberg with a focus on Finance, Strategy & Controlling as well as IT and Data Management.